Austria Expat Health Insurance Guide

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Health Insurance in Austria, Europe

Information expatriation.

Capital City: Vienna
Total area: 83,858 km2
Population: 8,334,325 (2008)
Money: Currency Converter
Time Zone: List of time zones by country
Calling Code:  +43 XXX

Practical Information:

Wikipedia Austria

Health Product: Travel Insurance and Health insurance
Health Insurance information and Sanitary Risk: World Health Map
BLOG: Expat Health insurance Information

 

Here is a brief description of the healthcare system in the country:

·      Austria has a universal healthcare system that guarantees coverage for all residents and citizens.

·      It is funded through income-based contributions split between employers and employees.

·      Publicly funded services include doctor visits, hospital care, maternity/childcare and prescription drugs.

·      Care is generally provided on a fee-for-service basis by physicians in private practice.

·      Residents must select a general practitioner (GP) who manages referrals to specialists as needed.

·      Public hospitals provide the majority of inpatient and specialized care. Private clinics also operate.

·      Healthcare spending accounts for over 10% of GDP and the system consistently ranks among the best globally.

·      Some out-of-pocket costs exist for dental, optical and services not deemed strictly medically necessary.

·      Complimentary and alternative therapies like homeopathy are also integrated alongside conventional medicine.

·      Mandatory health insurance ensures all residents have access to high quality care regardless of income.

·      The system has strong primary/preventative care focus on health promotion and healthy aging.

 

Here are some key health considerations for expatriates living in the country:

·      Obtain appropriate residency status/visa which provides compulsory health insurance coverage.

·      Register with a local GP and dentist who will serve as your main point of contact for routine care.

·      Bring needed prescription medications as some may require approval from Austrian physicians.

·      Consider supplemental private insurance for faster specialist access or coverage of elective treatments.

·      Ensure routine vaccinations are up to date, especially for traveling/living abroad long-term.

·      Learn important medical terms in German to effectively communicate with providers as needed.

·      Monitor impacts of lifestyle/climate changes or isolation on physical/mental health.

·      Rural areas may have fewer after-hours options - choose location based on access needs.

·      Natural disasters like flooding are possible - maintain basic emergency supplies.

·      Register address with embassy in case evacuation assistance is needed abroad.

·      Be aware of potential cultural differences in health practices versus your home country.

 

Continent: 
Europe