Health Insurance in Maldives, Asia

Information expatriation

Capital City: Malé
Total area: 298 km2
Population: 306,000
Money: Currency Converter
Time Zone: List of time Zones by Country
Calling Code: +960 XXX

Practical Information:

Wikepedia Maldives

Health Product; Travel Insurance and Health insurance
Health Insurance information and Sanitary Risk: World Health Map
BLOG :Expat Health insurance Information

Here is a brief description of the healthcare system in the country:

·      Maldives has a public health service that aims to provide universal coverage free of charge to citizens and residents.

·      However, tourism taxes and private insurance/out-of-pocket payments also fund the system given budget constraints.

·      Medical infrastructure is concentrated on the capital island of Male, with limited services on outer atolls.

·      Atoll services include health centers with nurses but serious issues require travel by boat or plane to Male.

·      Basic curative and preventative services are provided through health centers, including maternal and child health programs.

·      Male hosts the main Indira Gandhi Memorial Hospital for advanced care as well as some private hospitals and clinics.

·      Common issues include tropical diseases, obesity, diabetes and cardiovascular risks due to changing diets and lifestyles.

·      Medical staff and supplies face challenges due to the dispersed population across 200 islands.

Here are some important healthcare considerations for expats living in the Maldives:

·      Purchase comprehensive medical evacuation insurance. Public system capacity is limited.

·      Register with a clinic on your island but understand most serious issues require travel to Male for treatment.

·      Island living has risks like dengue, malaria, accidents - ensure proper health precautions and plans for emergencies.

·      Bring adequate supplies of any prescription medications, as availability and types may vary in the Maldives.

·      Only drink bottled water as sanitation and water quality can be issues, especially on outer islands.

·      Monitor health closely in tropical climate - heat, humidity can impact certain conditions.

·      Access to specialists, advanced diagnostics and treatment may require medical tourism abroad.

·      Costs of inter-island evacuation/referral and overseas travel for major issues are individual responsibilities.

·      Pollution and waste management standards vary - take precautions like using insect repellent.