Moldova Expat Health Insurance Guide

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Health Insurance in Moldova, Europe

Information expatriation

Capital City: Chisinau
Total area: 33,851 km2
Population: 3,794,000
Money: Currency Converter
Time Zone: List of time zones by country

Calling Code: +373 XXX

Practical Information:

Wikipedia Moldova

Health Product: Travel Insurance and Health insurance
Health Insurance information and Sanitary Risk: World Health Map
BLOG: Expat Health insurance Information

 

Here is a brief description of the healthcare system in the country:

·      Moldova has a universal healthcare system that is government-funded and provides coverage to all citizens. It is modeled on the Semashko system previously used in the Soviet Union.

·      Healthcare spending is around 12.5% of the country's GDP, with about 75% coming from government sources. The rest is made up of private insurance and out-of-pocket spending.

·      Medical services are provided through district polyclinics, hospitals, emergency services, and specialized healthcare facilities.

·      Access to quality care is inadequate in rural areas due to lower numbers of doctors and medical infrastructure outside major cities.

·      Moldova faces health challenges like high rates of non-communicable diseases, a high infant mortality rate compared to Europe, and an aging population.

·      The country struggles with shortages of medical equipment, drugs, and a brain drain of healthcare professionals.

·      Private health insurance and private medical services play a small role and are mostly used by expats and wealthier citizens.

 

Here are some key health considerations for expatriates living in the country:

·      Purchase comprehensive international medical insurance that covers costs and medical evacuation/repatriation if needed. Local care quality can be poor.

·      Register with a local doctor and dentist. Public clinics have limited supplies and long wait times. Private practices are better.

·      Rural areas have much less access to facilities and specialists. Make a plan for emergencies in remote locations.

·      Keep routine vaccinations up-to-date and stay current on hepatitis A and typhoid shots.

·      water safety - only drink commercially bottled water or boil tap water rigorously.

·      Air pollution in cities and smog from heating/cooking indoors impacts lung and heart health.

·      Bring adequate supplies of any prescription medication. Brands and doses may differ locally.

·      Mental health services have long waitlists. Look into international telehealth options if needed.

·      Consider medical contingencies carefully if relocating with family, especially young children or elderly.

·      Thorough health planning is vital when living in Moldova due to infrastructure challenges and varying care quality between regions. International insurance offers crucial protection.

Continent: 
Europe