Mozambique Expat Health Insurance Guide

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Health Insurance in Mozambique, Flag

Information expatriation

Capital City: Maputo
Total area: 801,590 km2
Population: 21,397,000
Money: Currency Converter
Time Zone: List of time zones by country
Calling Code: +258 XXX

Practical Information:

Wikipedia Mozambique

Health Product: Travel Insurance and Health insurance
Health Insurance information and Sanitary Risk: World Health Map
BLOG: Expat Health insurance Information

 

Here is a brief description of the healthcare system in the country:

·      Mozambique has a national public healthcare system intended to be universal and free at the point of service.

·      However, in practice over 40% of expenditures are out-of-pocket due to underfunding and infrastructure gaps.

·      The system is decentralized with services provided by provincial health departments overseen by the central Ministry of Health.

·      Primary care is delivered through public health centers and mobile clinics. Hospitals provide more advanced services.

·      Quality and availability of care varies significantly between urban and rural areas due to uneven resource distribution.

·      Health issues include communicable diseases, malnutrition, and rising non-communicable chronic conditions.

·      There is a severe shortage of health professionals, facilities, equipment, and reliable utilities like power and sanitation.

·      Private healthcare plays a small role through for-profit hospitals and insurers primarily in major cities.

·      International aid contributes significantly to the national health budget and initiatives.

 

Here are some key health considerations for expatriates living in the country:

·      Purchase comprehensive international medical evacuation insurance. Public system quality is low/variable.

·      Register with an English-speaking doctor if living long-term in Maputo or Beira cities.

·      Rural clinics have severe shortages - research options and make self-evacuation plans for emergencies.

·      Ensure all routine vaccinations are up to date including malaria, hepatitis, typhoid and polio.

·      Water safety - drink only bottled, boiled or treated water. Monitor food preparation hygiene.

·      Mosquito-borne diseases are prevalent. Use nets, repellent and anti-malarials as advised.

·      Tropical conditions tax the body. Monitor chronic conditions and seek care promptly.

·      Mental health services are limited. Consider international telehealth options if needed.

·      Import adequate prescription supplies as availability/quality locally is poor.

·      Transportation constraints in remote areas complicate medical evacuations.

·      Thorough preparation against health risks associated with poverty, limited infrastructure and remote living is essential for expats in Mozambique. International SOS membership may assist.

Continent: 
Africa