- Annual limit up to €/$2 000 000
- Inpatient treatment & Day-patient care
- Rehabilitation
- Medical assistance and repatriation
- Annual deductible Nil, €/$ 1000, €/$2 500, €/$5 000
- 3 area of coverage including Africa Indian-Subcontinents*
Zone 1 Africa: Africa & Indian Sub-continent, Algeria, Angola, Benin, Botswana, Burkina Faso, Burundi, Cabo Verde, Cameroon, Central African Republic, (CAR), Chad, Comoros, Congo, Democratic Republic of the, Congo, Republic of the, Cote d'Ivoire, Djibouti, Egypt, Equatorial Guinea, Eritrea, Eswatini (formerly Swaziland), Ethiopia, Gabon, Gambia, Ghana, Guinea, Guinea-Bissau, Kenya, Lesotho, Liberia, Libya, Madagascar, Malawi, Mali, Mauritania, Mauritius, Morocco, Mozambique, Namibia, Niger, Nigeria, Rwanda, Sao Tome and Principe, Senegal, Seychelles, Sierra Leone, Somalia, South Africa, South Sudan, Sudan, Tanzania, Togo, Tunisia, Uganda, Zambia, Zimbabwe, Philippines, India, Pakistan, Bangladesh, Kazakhstan, Lebanon, Jordan
Zone 2 Europe: Russia, Ukraine, France, Spain, Sweden, Norway, Germany, Finland, Poland, Italy, Romania, Belarus, Greece, Bulgaria, Iceland, Hungary, Portugal, Austria, Czechia, Serbia, Ireland, Lithuania, Latvia, Croatia, Bosnia and Herzegovina, Slovakia, Estonia, Denmark, Netherlands, Moldova, Belgium, Armenia, Albania, North Macedonia, Turkey, Slovenia, Montenegro, Kosovo, Azerbaijan, Cyprus, Luxembourg, Georgia, Andorra, Malta, Liechtenstein, San Marino, Monaco, Vatican City,
Zone 3 Worldwide excl. USA: Rest of the world including Zone 1 & 2 and UAE, United Kingdom, Switzerland, China, Hong-Kong, Singapore, Japan & Canada