| ThinkCare Benefits | Comprehensive + |
|---|---|
| Annual limit per year & per person & life time coverage | $2,000,000 / €2,000,000 |
| Hospital plan (hospital services during hospitalisation) | Zone 1 Africa; Zone 2 Europe; Zone 3 Worldwide excl. USA: |
| Accomodation standard in hospital overnight or as a day case | Private room max. $/€350 per day; Semi-private room Full refund |
| Parent accomodation with an insured child under 18 | Full refund |
| Day care treatment or out-patient surgery | Full refund |
| Nursing care | Full refund |
| Operating room, medecine & surgical dressing | Full refund up to 30 days |
| Prescribed drugs and materials | Full refund |
| MRI, PET & CT-PET scans | Full refund |
| Intensive care, intensive therapy, coronary care, dependency unit | Full refund |
| Surgical fees including anesthesia | Full refund |
| Reconstructive surgery following accident/eligible medical condition | Full refund |
| Specialist's consultations fees | Full refund |
| Diagnostic test - pathology X-rays | Full refund |
| Organ and bone marrow transplant services | Full refund |
| Pacemaker | Full refund |
| Dialysis | Frais réels |
| Cancer treatment | Full refund |
| Terminal illness - palliative & hospice care | Up to $50 000/€50 000 |
| Psychiatric treatment | Full refund waiting period 10 months |
| Recontructive surgery | Full refund |
| Rehabilitation | Up to 60 days/condition |
| Nursing care at home | Up to $100/€100/day max 30 days/condition |
| In-patient emergency dental care | Full refund |
| Local transport by ambulance | Full refund |
| Hospitalization cash benefit | $150/€150 per night |
| ThinkCare Benefits | Comprehensive + |
|---|---|
| Outpatient services (per year & per person) | Full refund |
| Pre and post hospitalisation consultations & diagnosis analysis within 15 days from the admission | Full refund |
| General practitioner fees | Full refund |
| Specialist fees | Full refund |
| Day patient & out-patient surgery | Full refund |
| Lab test, X-rays, diagnostic & pathology test | Full refund |
| Prescribed medicine & drugs | Full refund |
| Psychiatry & psychotherapy | Full refund up to $4 500/€4 500 - 10 months waiting period |
| Prescribed medical aids | Up to $1500/€1500/condition if post hospitalisation |
| ThinkCare Benefits | Comprehensive + |
|---|---|
| Chiropractic, osteopathy, homeopathy, acupuncture treatment, physiotherapy, traditional Chinese medicine by a recognised practitioner | Up to $1 500/€1 500 |
| ThinkCare Benefits | Comprehensive + |
|---|---|
| Check-up including screening for early detection (full health screen, mammogram, Papanicolaou (PAP) test, prostate cancer screen) & vaccinations | Up to $400/€400 each 2 years or prescribed by medical authority |
| ThinkCare Benefits | Comprehensive + |
|---|---|
| In-patient treatment care & day care treatment | Full refund |
| ThinkCare Benefits | Comprehensive + |
|---|---|
| Including glasses, frames, contact lenses, laser treatment after 9 months of policy purchase | Up to $500/€500 every 24 months & including laser treatment (Life Time) |
| ThinkCare Benefits | Comprehensive + |
|---|---|
| Normal pregnancy and delivery costs | Up to $7 000/€7 000- 10 month waiting period |
| Complications of pregnancy and childbirth | Full refund (Optional) |
| Cover for new born baby | Up to $100 000/€100 000 if added to plan within 30 days |
| ThinkCare Benefits | Comprehensive + |
|---|---|
| Chronic conditions & preexisting conditions | Full medical underwriting |
| ThinkCare Benefits | Comprehensive + |
|---|---|
| Routine dental treatment (check up, basic treatment) | 80% up to $2 750/€2 750 including dental surgery |
| Major restorative dental treatment including orthodontic, prostheses bridges, implants | 80% up to $1 500/€1 500 orthodontics & prosthesis |
| ThinkCare Benefits | Comprehensive + |
|---|---|
| Medical Assistance - Evacuation - Repatriation | Yes |
| Claims Administrations - Process reimbursement | Henner |
| Direct billing hospital | Yes |
| Annual deductible or per condition | None |
| Optional | Co-insurance 10% & 20% on Outpatient Treatment Care only |