Comprehensive +

ThinkCare Benefits Comprehensive +
Annual limit per year & per person & life time coverage $2,000,000/€2,000,000
Hospital plan (hospital services during hospitalisation) 6 -Zones of Cover: (Zone 1 Africa and Indian Sub-Continent, Zone 2 Europe + Zone 1, Zone 3 South America + Zone 1 & 2, Zone 4 Asia + Zone 1, 2 & 3, Zone 5 Gulf + Zone 1, 2, 3 & 4, Zone 6 + Zone 1, 2, 3, 4 & 5)
Accomodation standard in hospital overnight or as a day case Private room max. $/€350 per day; Semi-private room Full refund
Parent accomodation with an insured child under 18 Full refund
Day care treatment or out-patient surgery Full refund
Nursing care Full refund
Operating room, medecine & surgical dressing Full refund up to 30 days
Prescribed drugs and materials Full refund
MRI, PET & CT-PET scans Full refund
Intensive care, intensive therapy, coronary care, dependency unit Full refund
Surgical fees including anesthesia Full refund
Reconstructive surgery following accident/eligible medical condition Full refund
Specialist's consultations fees Full refund
Diagnostic test - pathology X-rays Full refund
Organ and bone marrow transplant services Full refund
Pacemaker Full refund
Dialysis Full refund
Cancer treatment Full refund
Terminal illness - palliative & hospice care (12 months waiting period) Full refund up to to $50,000/€50,000
Psychiatric treatment (10 months waiting period) Full refund
Recontructive surgery Full refund
Rehabilitation Full refund up to 60 days/condition
Nursing care at home Full refund up to $100/€100/day max 30 days/condition
In-patient emergency dental care Full refund
Local transport by ambulance Full refund
Hospitalisation Full refund up to $150/€150 per night
ThinkCare Benefits Comprehensive +
Outpatient services (per year & per person) Full refund
Pre and post hospitalisation consultations & diagnosis analysis within 60 days from the admission and 90 days post-hospitalisation Full refund
General practitioner fees Full refund
Specialist fees Full refund
Day patient & out-patient surgery Full refund
Lab test, X-rays, diagnostic & pathology test Full refund
Prescribed medicine & drugs Full refund
Psychiatry & psychotherapy (10 months waiting period) Full refund up to $4,500/€4,500
Prescribed medical aids Full refund up to $1,500/€1,500/
ThinkCare Benefits Comprehensive +
Chiropractic, osteopathy, homeopathy, acupuncture treatment, physiotherapy, traditional Chinese medicine by a recognised practitioner Full refund up to $1 500/€1 500
ThinkCare Benefits Comprehensive +
Check-up including screening for early detection (full health screen, mammogram, Papanicolaou (PAP) test, prostate cancer screen) & vaccinations Full refund up to $400/€400 every 2 years or prescribed by a medical authority
ThinkCare Benefits Comprehensive +
In-patient treatment care & day care treatment (5 year waiting period) Full refund
ThinkCare Benefits Comprehensive +
Including glasses, frames, contact lenses, laser treatment (6 months waiting period) Full refund up to $500/€500 every 24 months & including laser treatment (Life Time)
ThinkCare Benefits Comprehensive +
Normal pregnancy and delivery costs (10 months waiting period) Full refund up to $7,000/€7,000
Complications of pregnancy and childbirth (10 months waiting period) Full refund
Cover for new born baby Full refund up to $100,000/€100,000 if added to the plan within 30 days
ThinkCare Benefits Comprehensive +
Chronic conditions & pre-existing conditions According to medical questionnaire
ThinkCare Benefits Comprehensive +
Routine dental treatment (check up, basic treatment) (9 months waiting period) 80% up to $2,000/€2,000 including dental surgery
Major restorative dental treatment including orthodontic, prostheses bridges, implants (9 months waiting period) 80% up to $1,500/€1,500 orthodontic & prostheses
ThinkCare Benefits Comprehensive +
Medical Assistance - Evacuation - Repatriation Euro-Center
Claims Administration - Process reimbursement Euro-Center
Direct billing hospital Yes
Annual deductible or per condition None
Optional Co-insurance 10% & 20% on Outpatient Treatment Care only