
ThinkCare Benefits | Comprehensive + |
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Annual limit per year & per person & life time coverage | $2,000,000 / €2,000,000 |
Hospital plan (hospital services during hospitalisation) | Zone 1 Africa; Zone 2 Europe; Zone 3 Worldwide excl. USA: |
Accomodation standard in hospital overnight or as a day case | Private room max. $/€350 per day; Semi-private room Full refund |
Parent accomodation with an insured child under 18 | Full refund |
Day care treatment or out-patient surgery | Full refund |
Nursing care | Full refund |
Operating room, medecine & surgical dressing | Full refund up to 30 days |
Prescribed drugs and materials | Full refund |
MRI, PET & CT-PET scans | Full refund |
Intensive care, intensive therapy, coronary care, dependency unit | Full refund |
Surgical fees including anesthesia | Full refund |
Reconstructive surgery following accident/eligible medical condition | Full refund |
Specialist's consultations fees | Full refund |
Diagnostic test - pathology X-rays | Full refund |
Organ and bone marrow transplant services | Full refund |
Pacemaker | Full refund |
Dialysis | Frais réels |
Cancer treatment | Full refund |
Terminal illness - palliative & hospice care | Up to $50 000/€50 000 |
Psychiatric treatment | Full refund waiting period 10 months |
Recontructive surgery | Full refund |
Rehabilitation | Up to 60 days/condition |
Nursing care at home | Up to $100/€100/day max 30 days/condition |
In-patient emergency dental care | Full refund |
Local transport by ambulance | Full refund |
Hospitalization cash benefit | $150/€150 per night |
ThinkCare Benefits | Comprehensive + |
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Outpatient services (per year & per person) | Full refund |
Pre and post hospitalisation consultations & diagnosis analysis within 15 days from the admission | Full refund |
General practitioner fees | Full refund |
Specialist fees | Full refund |
Day patient & out-patient surgery | Full refund |
Lab test, X-rays, diagnostic & pathology test | Full refund |
Prescribed medicine & drugs | Full refund |
Psychiatry & psychotherapy | Full refund up to $4 500/€4 500 - 10 months waiting period |
Prescribed medical aids | Up to $1500/€1500/condition if post hospitalisation |
ThinkCare Benefits | Comprehensive + |
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Chiropractic, osteopathy, homeopathy, acupuncture treatment, physiotherapy, traditional Chinese medicine by a recognised practitioner | Up to $1 500/€1 500 |
ThinkCare Benefits | Comprehensive + |
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Check-up including screening for early detection (full health screen, mammogram, Papanicolaou (PAP) test, prostate cancer screen) & vaccinations | Up to $400/€400 each 2 years or prescribed by medical authority |
ThinkCare Benefits | Comprehensive + |
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In-patient treatment care & day care treatment | Full refund |
ThinkCare Benefits | Comprehensive + |
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Including glasses, frames, contact lenses, laser treatment after 9 months of policy purchase | Up to $500/€500 every 24 months & including laser treatment (Life Time) |
ThinkCare Benefits | Comprehensive + |
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Normal pregnancy and delivery costs | Up to $7 000/€7 000- 10 month waiting period |
Complications of pregnancy and childbirth | Full refund (Optional) |
Cover for new born baby | Up to $100 000/€100 000 if added to plan within 30 days |
ThinkCare Benefits | Comprehensive + |
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Chronic conditions & preexisting conditions | Full medical underwriting |
ThinkCare Benefits | Comprehensive + |
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Routine dental treatment (check up, basic treatment) | 80% up to $2 750/€2 750 including dental surgery |
Major restorative dental treatment including orthodontic, prostheses bridges, implants | 80% up to $1 500/€1 500 orthodontics & prosthesis |
ThinkCare Benefits | Comprehensive + |
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Medical Assistance - Evacuation - Repatriation | Yes |
Claims Administrations - Process reimbursement | Henner |
Direct billing hospital | Yes |
Annual deductible or per condition | None |
Optional | Co-insurance 10% & 20% on Outpatient Treatment Care only |